dracut: 90zfs: zfs-load-key: wait for key to appear for up to 10 seconds

Also reduce password retries to 3 to match i-t

Reviewed-by: Brian Behlendorf <behlendorf1@llnl.gov>
Signed-off-by: Ahelenia Ziemiańska <nabijaczleweli@nabijaczleweli.xyz>
Closes #12065
Closes #12108